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At Howden, we offer LCA members tailored insurance solutions specifically designed to address the unique and complex challenges you face working in the medical field.
At Howden, we offer LCA members tailored insurance solutions specifically designed to address the unique and complex challenges you face working in the medical field.
With a team of specialists dedicated to the healthcare sector, we know it inside out. We understand that your insurance cannot be ‘one size fits all’, which is why our offering is tailored to you and can adapt with you throughout your career.
Apart from supporting and protecting you professionally and financially, Howden’s Medical Indemnity insurance is contractual, which means it is guaranteed and regulated by the Financial Conduct Authority (FCA). Unlike discretionary covers from other providers like Medical Defence Organisations (MDOs), our cover guarantees support and financial pay outs that result from any claims made relating to the specified terms.
We cater for the full spectrum of your insurance requirements, whether professional, commercial or personal. No matter how complex the challenge or unique the situation, we can get the right people in the room to create the right solution for you.
• A claims-made insurance policy
• Various limits of indemnity available
• Breach of confidence cover
• Defence costs for claims covered by the policy
• Defence costs for disciplinary proceedings
• Professional indemnity cover for review boards and expert reports
• Defamation cover
• Cover for medico-legal reports
• Up to 25 years run-off cover
• Safety net for those transferring from Medical Defence Organisations
• 24/7 medico-legal helpline and claims reporting
• Good Samaritan acts worldwide
Our fitness to practise policy is offered in addition to your Medical Indemnity insurance. The main benefits to the policy include legal costs protection, 24/7 consumer-legal and medico-legal advice lines, and counselling assistance line.
Howden is a global group of over 15,000 insurance and risk experts, with the experience to deliver for our clients and the motivation to help them thrive. Whatever cover you’re looking for, we have access to market-leading experts who can help.
Stuart Day (Business Development Manager)
Lourda O’Hara (Business Development Executive)
Melanie Smith (Business Development Executive)
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